Florida public adjusting for property insurance claims

American Claim Consultants LLC is a Florida-based public adjusting firm that represents commercial property owners, associations, and homeowners — not insurance companies. We document the loss, manage the claim, and work toward a fair settlement under your policy.

We represent policyholders, not insurersNo upfront cost; any fee is set out in a written agreementFlorida licensed: Firm G392519 · Adjuster W119782

Who we help

Commercial property, associations & hospitality

Offices, retail, warehouses, hotels, multifamily communities, and condo/HOA associations. We prepare a clear claim package — building, contents, and covered business income — and stay involved through negotiation and resolution.

Commercial claims →

Homeowners

Wind, water, fire, roof, and other covered losses on personal residences. We document the damage and handle carrier communication so you can focus on getting your home back in order.

How we help

Claim advocacy

We help you understand your policy, document the loss, and communicate with the insurance company so your claim is presented clearly and completely. We work for you — not the carrier.

Damage assessment

We inspect and document property damage with care — photos, measurements, and a clear record — so the claim is supported by facts, not assumptions.

Business interruption

When covered, we document income lost while your property can't operate normally, plus extra expense to keep going.

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How it works

1ContactTell us what happened and where the property is.
2ReviewWe review your situation and options at no cost.
3Represent & resolveWe document, submit, and stay with the claim through resolution, presenting it for the full amount you're entitled to under your coverage.
See the full process →

About American Claim Consultants

American Claim Consultants LLC is a Florida-based public adjusting firm headquartered in Fort Myers. Our team represents policyholders across Florida, with plans to expand into other states.

About ACC

Frequently asked questions

What is a public adjuster?

A public adjuster is a licensed professional who represents the policyholder — not the insurance company — on a property insurance claim. We help document the loss and present the claim.

Do you handle commercial and association claims?

Yes. We represent commercial property owners, property managers, HOAs and condominium associations, hotels, and multifamily owners across Florida.

What is business interruption coverage?

Some commercial policies pay for income lost while damaged property is being repaired, plus extra expense to keep operating. Whether it applies depends on your policy, and we review that with you.

How are public adjusters paid?

There's no upfront cost; we're only paid if there's a recovery, and any fee is set out in a written agreement.

Can you look at a claim that was already paid?

Yes. If you think a claim was underpaid, contact us. Florida law and your policy set deadlines, so it's best to reach out early.

Start a free claim review

Tell us briefly what happened, the property address, and the type of property (home, commercial building, association, hotel, or multifamily). A member of our team will respond to schedule your free claim review. There's no upfront cost; we're only paid if there's a recovery, and any fee is set out in a written agreement.

By submitting this form, you consent to be contacted by American Claim Consultants LLC about your claim. Submitting this form does not create a representation agreement.